Underwriting
Underwriting at Nirvana means thinking critically and creatively. We're the doers behind developing a fair & accurate assessment of each opportunity's individual risks & merits, and act as champions with & for our distribution partners.

Team Rituals & Culture
Dedicated virtual collaboration time for those "Hey, can I run something by you?" moments.

Regular cross-functional meetings with our Product & Engineering partners who listen for feedback, build for impact, and ultimately bring tools to life that other UW organizations usually only dream of 



#bind-gong in Slack where we share kudos, emojis, and win stories whenever a quote is bound

Challenges & Milestones
Every milestone we reach is the result of cross-functional collaboration, bold thinking, and a shared belief in what we’re building.
$100M in Gross Written Premiums
With both our Fleet & Non-Fleet programs launched, our two UW teams were able to work through thousands of submissions, UW review cycles, quotes, and binds to ultimately scale our transportation market presence to this key milestone. Underneath it all, we were also able to deliver $X.XM in up-front premium discounts to those customers we believed in the most, informed by those powerful data-driven insights that have been the backbone of making our UW process efficient, consistent, & thorough.
Fleet Portfolio Underwriting Team
As our Fleet program grew and matured, we identified the opportunity to push for more consistent & timely outcomes for our renewal customers. We mobilized a renewal-focused UW team & championed for specific tooling for the renewal process, leading to faster & more consistent decisions that anchored to the performance & trajectory of each customer.
Business Auto
Our next challenge & opportunity space focuses on primarily lighter-duty equipment where the needs & UW signals are unique from the Truck Transportation segment that Nirvana started in. Armed with data, program-design, and a dedicated UW team that's specifically calibrated to this industry, we're excited to bring Nirvana to this segment!
Bringing Nirvana’s values to life
We Are One Team
We believe that thought diversity is our greatest asset, and that an iron-sharpens-iron approach to collaborating is how we stand to grow and show up for each other and our cross-functional partnerships.
We Are Builders
We measure our success by our ability to deliver both top and bottom-line results that stand the test of time. We strive to be on time, make the right decision, and never be afraid to stand out against a market that's used to doing things 'the way it's always been done.'
We Obsess over Customers
Each prospect is an opportunity to offer a fair insurance solution that's backed by data and critical thinking, and each customer is an opportunity for us to deliver on our promises and building lasting partnerships.
Meet the Leaders
Get to know the people guiding our vision. Our leaders are hands-on, approachable, and deeply invested in the success of our team.

Taylor Gosiaco

Tyler Christensen

Ashley Laubscher

Mike Socrates

Craig Harmon

Amanda Hensel

Lara Brownlee

Justine Nazarro
 What the team has to say










Nirvana Teams
We are continuously seeking ways to improve ourselves, each other and Nirvana. We celebrate progress and learn from our mistakes.





